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Our cancellation terms require notice of cancellation to be received more repeat MORE than 7 days before the date of arrival.On 7 days before arrival we debit the guests credit card as you will then be within the no refund cancellation period.Debiting early brings to light the dud credit cards and allows you time to contact the guest for new card details.We have not had any objections to debiting 7 days before. Remember in terms of Contract Law payment is due and payable at the time of making the reservation.It is up to the motellier if he/she wants to wait to collect later.AA Travel take payment at the time of the reservation being made.Agents offering virtual card payments ,take payment from the guest at the time of reserving.