Hello dear friends,
I have been browsing for insurance theme but could not find it.
My question is - if a guest hurts himself/herself at my property, then who covers the insurance? Are we as property owners supposed to cover it? Do I need an extra insurance?
*Knock on wood* nothing untoward has happened till now & Godwilling nothing will happen but one can never be sure.
My family and friends have been quoting incidents 'fake' accidents and then asking hosts for money. I am not putting all the people in the same pot. I am sure genuine cases are there. And therefore someone please advise how to go about this.
I run a small 2 rooms B&B.
With warm regards,