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How do I de-activate the VCC option ?
I believe this is by default when you don't use payments by booking.com and have policy set to Prepay.
I suspect by disabling Policies : PrePaid.
Should then cause it to revert to Payment on Arrival.
You could of course, have a PoS terminal & Virtual terminal with sumup.com who have a signup link for booking.com partners, to then charge the guest directly.
Other like payrexx.com (with stripe.com) also.
Give you method to send a message to the guest to prepay booking, prepay deposit etc..
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