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Exactly! I've noted that properties with deluxe bathtub usually attract better new visitors and couples, which helps to generate the whole income.
Just post your property for rent on moar services (like Airbnb), but make sure that they work in your region. Wider audience allows you to get a precise or better price.
A mortgage broker will be able to give you better and more personalized advice (and it won't cost you anything), but assuming that the bank's happy that you can service the amount, anything under 80% shouldn't be a worry for a suburban Melbourne property (it can be a different story with unusual or remote properties) - sounds like you've got quite a margin built in there!
Basically, your income (servicing ability) will determine how much the lender will lend you in theory, the valuation will determine how much the bank will lend you for that specific property. The lower of those two will determine how much you can actually borrow, but it tends to be a yes/no kind of thing - once you meet both criteria, you're in, and that's all they care about most of the time.
Some lenders might provide you an extra discount off the headline rate (on top of what you'd get anyway) for a lower LVR, but I don't imagine it'd be much in the grand scheme of things.
Also, I hope this article should be helpful: https://optimizemybnb.com/how-to-get-airbnb-bookings/