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I have learned over the past 5 years to collect all the money owed 30 days prior to arrival. I have 3 vacation rental homes and have been burned over the years on no-shows. I now collect a 30% deposit upon booking and then collect the balance with a $100 damage deposit at the time when I collect the balance. I am very flexible with guests because life happens but it forces guests to communicate with me if something happens and they want a refund. You can avoid a lot of problems with payments and no-shows if you adopt a policy of collection long before they arrive. If they provide credit card details that are declined, you have the option of checking that box and then cancelling the guest the next day if they don't communicate with you or update their credit card. Unfortunately this doesn't solve the problem with same day bookings but it will help.
I collect a damage deposit with payments just for this reason. When keys are not returned, damages above normal wear and tear etc. I keep the portion required to replace damaged or stolen items and return the rest of their deposit after housekeeping advises me that it's good to go.